How Can Small Businesses Embrace the Cashless Revolution? 

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The world has gone digital. We see it everywhere people shop for goods and services. Cash, check, or debit used to be the norm. Now, there are payment wallets that people expect businesses to accept. They include things like Apple Pay, Google Pay, PayPal and more.

Small businesses need to keep pace with these new methods of payment. It’s essential to adapt to stay competitive. You can easily lose business if people can’t pay the way they like.

As a trusted managed IT service provider, we’re here to help. Many of our clients are navigating this shift to cashless wallets. We’ll help you find solutions to ensure your business thrives in the cashless era.

Why Go Cashless?

It’s not just about convenience; it’s about meeting customer expectations. People want fast, easy, and secure payment options. The pandemic accelerated this trend. Now, consumers expect businesses to offer digital payments in several forms.

Here’s why going cashless is crucial:

  • Customer convenience: Offer your customers the payment methods they prefer. People want to tap and go with their favorite digital wallet.
  • Faster transactions: Reduce wait times and improve the shopping experience. You can reduce long lines. This helps you attract more customers.
  • Enhanced security: Cut the risks associated with handling cash. Employee theft can be mitigated. There is also less cash handling at the end of the shift. This leads to a safer environment.

Forty-six percent of US respondents have used a form of contactless payment in the last 7 days. That number is 80% for the UK and 69% for Australia.

Benefits of Cashless Payments

Going cashless isn’t just about adapting; it offers real advantages. These advantages can mean more business for you. This factor helps pay for any expense to set up cashless systems.

  1. Improved Customer Experience: Make it easier for your customers to pay. They’ll come back for more. You stand out to them as flexible. You also make their life easier if they can pay how they like.
  2. Fewer Cashiers Needed: Moving lines faster can mean you need fewer checkouts. You can reduce staffing demands by embracing self-check-out as well.
  3. Open New Payment Avenues: Open up app purchasing capabilities. Customers can pay before they even walk in the door. You reduce the burden on your team. When things are handled digitally, you lower needed administrative tasks.

Key Steps to Go Cashless

Ready to make the switch to a more cashless business? Want to embrace new forms of digital payments? Here’s a step-by-step guide to help you get started.

Step 1: Choose the Right Payment Solutions

Select payment methods that align with your customers’ preferences. Do your research by sending customers a survey. Start with the three most popular methods. You can then branch out from there.

Make sure to check transaction fees. You want to keep those in mind as you add new payment options. You may need to upcharge for a certain payment service. Or you may find a wallet is cheaper for you to take than a traditional card.

Step 2: Educate Your Customers

Let customers know about your new cashless options. Offer incentives to encourage adoption. Get the word out over social media and through any mailing lists you have. Do this regularly and often. People’s attention spans are short these days. 

Keep a payment options post in your social media rotation. Also, include acceptable payment options on invoices. You may attract new business as word spreads among friends and family.

Step 3: Strengthen Security Measures

Protect your business and customers from fraud with robust security measures. Make sure your point-of-sale devices are on a secure network. Use strong passwords and MFA to protect system logins.

Step 4: Watch Transactions and Customer Trends

 A nice thing about cashless systems is that they generate helpful data. Analyze data to optimize your payment processes and identify opportunities. You can gain detailed insights into things like:

  • What payment methods are most popular
  • The services and products make you the most money
  • The most popular times of day for customer traffic

Step 5. Plan for the Future

Stay updated on payment trends and be prepared to adapt as needed. Add new ones that seem to be picking up steam. Continue to survey customers on their favorite payment options. You can often get your best ideas from customer feedback. 

Need Some Help Embracing Digital Payment Systems?

The cashless revolution is here. It’s time for small businesses to embrace it. By adopting digital payments, you can enhance your customer experience as well as improve efficiency and reduce costs. 

As your trusted IT partner, we’re here to support you every step of the way. Let’s make the transition to cashless payments a seamless one for your business.

Reach out by phone or email to schedule a chat today.

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This Article has been Republished with Permission from The Technology Press.

Watch Out for Google Searches – “Malvertising” Is on the Rise!  

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There are many types of malware. One of the most common is called “malvertising.” It crops up everywhere. Including social media sites and websites. You can also see these malicious ads on Google searches.

Two things are making malvertising even more dangerous. One is that hackers use AI to make it very believable. The other is that it’s on the rise, according to Malwarebytes. In the fall of 2023, malvertising increased by 42% (month over month).

It’s important to inform yourself about this online threat. Knowledge is the power to protect yourself. Especially when it comes to malicious cybercriminals. Below, we’ll help you understand malvertising. We’ll also give you tips on identifying and avoiding it.

What Is “Malvertising?”

Malvertising is the use of online ads for malicious activities. One example is when the PlayStation 5 was first released. It was very hard to get, which created the perfect environment for hackers. Several malicious ads cropped up on Google searches. The ads made it look like someone was going to an official site. But instead, they went to copycat sites. Criminals design these sites to steal user credentials and credit card details.

Google attempts to police its ads. But hackers can often have their ads running for hours or days before they’re caught. These ads appear just as any other sponsored search ad on Google.

Google is not the only site where malvertising appears. It can appear on well-known sites that have been hacked. It can also appear on social media feeds.

Tips for Protecting Yourself from Malicious Online Ads

Review URLs Carefully

You might see a slight misspelling in an online ad’s URL. Just like phishing, malvertising often relies on copycat websites. Carefully review any links for things that look off.

Visit Websites Directly

A foolproof way to protect yourself is not to click any ads. Instead, go to the brand’s website directly. If they truly are having a “big sale,” you should see it there. This tip is useful for all types of phishing. Just don’t click those links and go to the source directly.

Use a DNS Filter

A DNS filter protects you from mistaken clicks. It will redirect your browser to a warning page if it detects danger. DNS filters look for warning signs. They, then block dangerous sites. This can keep you safe even if you accidentally click a malvertising link.

Do Not Log in After Clicking an Ad

Malvertising will often land you on a copycat site. The login page may look identical to the real thing. One of the things phishers are trying to steal is login credentials. They can get big money for logins to sites like Netflix, banks, and more.

If you click an ad, do not input your login credentials on the site. Even if the site looks legitimate. Go to the brand’s site in a different browser tab.

Don’t Call Ad Phone Numbers

Phishing can also happen offline. Some malicious ads include phone numbers to call. Unsuspecting victims may not realize fake representatives are part of these scams. Seniors are often targeted with malvertising scams. They call and reveal personal information to the person on the other end of the line.

Just say no to calling numbers in online ads. If you find yourself on a call, do not reveal any personal data. Just hang up. Remember, this is an elaborate scam. These people prey on triggers like fear. They also work to gain your trust.

Don’t Download from Ads

“Get a free copy of MS Word” or “Get a Free PC Cleaner.” These are common malvertising scams. They try to entice you into clicking a download link. It’s often for a popular program or freebie. The link actually injects your system with malware. The hacker can then do further damage.

Never click to download anything from an online ad. If you see an ad with a direct download link, it’s often a scam.

Warn Others When You See Malvertising

If you see a suspicious ad, warn others. This helps keep your colleagues, friends, and family more secure. If you’re unsure, try a Google search on the ad. You’ll often run across scam alerts confirming your suspicion. 

It’s important to be smart and arm yourself with knowledge. You can then share this with others. Foster this type of cyber-aware community. It helps everyone ensure better online security as well as get alerted of new scams cropping up.

Improve Your Online Security Today

Is your device up to date with security patches? Do you have a good anti-malware solution? Is DNS filtering installed to block dangerous websites?

If you’re not sure of any of those questions, contact us. Our cybersecurity experts are here. We’ll help you find affordable solutions to secure your online world.

Give us a call or email to schedule a chat about online security.

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This Article has been Republished with Permission from The Technology Press.

Cyber Experts Say You Should Use These Best Practices for Event Logging

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Today’s businesses are no stranger to the word cybersecurity. They are facing a growing wave of cyberattacks. These come from ransomware to sophisticated phishing schemes. How do you stand ahead of these threats? A strong cybersecurity strategy is essential. One crucial component of this strategy is event logging. It’s one that not every business owner is aware of.

Think of event logging as a digital detective. What does tracking activities and events across your IT systems do? It helps you spot potential security breaches and respond swiftly. As your managed IT service provider, we’re committed to helping you. We can help you understand the importance of event logging as well as how to put in place best practices to safeguard your network.

What Is Event Logging?

Event logging is the act of tracking all events that happen within your IT systems. “Event” can be many different things, such as:

  • Login attempts
  • File access
  • Software installs
  • Network traffic
  • Denial of access
  • System changes
  • And many others

Event logging means to track all these and add a time stamp. This provides a robust picture of what is going on in your IT ecosystem. It’s through that ongoing picture that you can detect and respond to threats promptly.

Why is it critical to track and log all these events?

  • Detect suspicious activity by monitoring user behavior and system events.
  • Respond quickly to incidents by providing a clear record of what happened in a breach.
  • Meet regulations that require businesses to maintain accurate records of system activities.

Best Practices to Use Event Logging Effectively

Event logging is most effective when you follow best practices. Here are some standard guidelines to follow. These are helpful if you’re just starting out as well as for those improving existing event-logging processes.

Log What Matters Most

Let’s be honest: You don’t need to track every digital footstep.  Logging every single action on your network can create a mountain of data that’s hard to sift through. Instead, focus on the events that truly matter. These are those that can reveal security breaches and compliance risks.

The most important things to log are:

  • Logins and Logouts: Keep tabs on who’s accessing your systems and when. This includes failed attempts, password changes, and new user accounts.
  • Accessing Sensitive Data: Track who’s peeking at your most valuable information. Logging file and database access helps spot unauthorized snooping.
  • System Changes: Keep a record of any changes to your system. Including software installations, configuration tweaks, and system updates. This helps you stay on top of changes and identify potential backdoors.

Event logging is much more manageable when you start with the most critical areas. This also makes it easier for small businesses.

Centralize Your Logs

Imagine trying to solve a puzzle with pieces scattered across different rooms. It’s chaos! That is what happens when you try to work with several logs for different devices and systems. Centralizing your logs is a game-changer. A Security Information and Event Management (SIEM) gathers logs in one place. This includes those from various devices, servers, and applications.

This makes it easier to:

  • Spot patterns: Connect the dots between suspicious activities across different systems.
  • Respond faster: Have all the evidence you need at your fingertips. This is helpful when an incident strikes.
  • Get a complete picture: See your network as a whole. This makes it easier to identify vulnerabilities.

Ensure Logs Are Tamper-Proof

It’s important to protect your event logs! Attackers love to cover their tracks by deleting or altering logs. That’s why it’s vital to make your logs tamper-proof.

Here are some tips:

  • Encrypt your logs: Lock them down with encryption. This makes them unreadable to unauthorized eyes.
  • Use WORM storage: Once a log is written, it’s locked in place, preventing changes or deletions.
  • Use strong access controls: Limit who can see and change your logs to trusted personnel only.

Tamper-proof logs provide an accurate record of events even if a breach occurs. They also keep the bad guys from seeing all your system activity tracking.

Establish Log Retention Policies

Keeping logs forever isn’t practical (or always necessary). But deleting them too soon can be risky, too. That’s why you need clear log retention policies. 

Here are some things to consider:

  • Compliance requirements: Some industries have specific rules about how long to keep logs.
  • Business needs: How long do you need logs to investigate incidents or for auditing?
  • Storage capacity: Make sure your log retention policy doesn’t overwhelm your storage.

Strike the right balance with retention. You want to ensure you have the data you need without sacrificing performance.

Check Logs Regularly

Event logging is only as good as your ability to use it. Don’t “set and forget” your logs. You should check them regularly. This helps you spot anomalies and identify suspicious patterns. It also helps you respond to threats before they cause serious damage. Use security software to help automate this process.

Here’s how to do it effectively:

  • Set up automated alerts: Get notified immediately of critical events. Such as failed logins or unauthorized access.
  • Perform periodic reviews: Dive into your logs regularly. Look for patterns that might show a threat.
  • Correlate events: Use your SIEM to connect the dots between different activities. It can reveal more complex attacks.

Need Help with Event Logging Solutions?

As a trusted managed IT service provider, we’re here to support you. We can help you install these practices and ensure your business stays protected.

Give us a call or email to schedule a chat.

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This Article has been Republished with Permission from The Technology Press.

5 Things You Should Never Do on a Work Computer

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Whether you work remotely or in an office, the line between personal and work tasks can become blurred when working on your company computer. If you’re in front of a computer for most of your time during work, then it’s not unusual to get attached to your desktop PC.

Over time, this can lead to doing personal things on a work computer. At first, it might just be checking personal email while on a lunch break. But as the line continues to get crossed, it can end up with someone using their work computer just as much for personal reasons as work tasks.

In a survey of over 900 employees, it was found that only 30% said they never used their work PC for personal activities. The other 70% admitted to using their work computer for various personal reasons.

Some of the non-work-related things that people do on a work computer include:

  • Reading and sending personal email
  • Scanning news headlines
  • Shopping online
  • Online banking
  • Checking social media
  • Streaming music
  • Streaming videos/movies

It’s a bad idea to mix work and personal, no matter how much more convenient it is to use your work PC for a personal task during the day. You can end up getting reprimanded, causing a data breach at your company, or possibly losing your job.

Here are several things you should never do on your work PC.

1. Save Your Personal Passwords in the Browser

Many people manage their passwords by allowing their browser to save and then auto-fill them. This can be convenient, but it’s not very secure should you lose access to that PC.

When the computer you use isn’t yours, it can be taken away at any time for a number of reasons, such as an upgrade, repair, or during an unexpected termination.

If someone else accesses that device and you never signed out of the browser, that means they can leverage your passwords to access your cloud accounts.

Not all older PCs are stored in a storeroom somewhere or destroyed. Some companies will donate them to worthy causes, which could leave your passwords in the hands of a stranger if the PC hasn’t been wiped properly.

2. Store Personal Data

It’s easy to get in the habit of storing personal data on your work computer, especially if your home PC doesn’t have a lot of storage space. But this is a bad habit and leaves you wide open to a couple of major problems:

  • Loss of your files: If you lose access to the PC for any reason, your files can be lost forever
  • Your personal files being company-accessible: Many companies have backups of employee devices to protect against data loss. So, those beach photos stored on your work PC that you’d rather not have anyone else see could be accessible company-wide because they’re captured in a backup process.

3. Visit Sketchy Websites

You should assume that any activity you are doing on a work device is being monitored and is accessible by your boss. Companies often have cybersecurity measures in place like DNS filtering that is designed to protect against phishing websites.

This same type of software can also send an alert should an employee be frequenting a sketchy website deemed dangerous to security (which many sketchy websites are).

You should never visit any website on your work computer that you wouldn’t be comfortable visiting with your boss looking over your shoulder.

4. Allow Friends or Family to Use It

When you work remotely and your work computer is a permanent fixture in your home, it can be tempting to allow a friend or family member to use it if asked. Often, work PCs are more powerful than a typical home computer and may even have company-supplied software that someone wouldn’t purchase on their own.

But allowing anyone else to use your work computer could constitute a compliance breach of data protection regulations that your company needs to adhere to.

Just the fact that the personal data of your customers or other employees could be accessed by someone not authorized to do so, can mean a stiff penalty.

Additionally, a child or friend not well-versed in cybersecurity could end up visiting a phishing site and infecting your work device, which in turn infects your company cloud storage, leaving you responsible for a breach.

At least 20% of companies have experienced a data breach during the pandemic due to a remote worker.

5. Turn off Company-Installed Apps like Backups and Antivirus

If you’re trying to get work done and a backup kicks in and slows your PC down to a crawl, it can be tempting to turn off the backup process. But this can leave the data on your computer unprotected and unrecoverable in the case of a hard drive crash or ransomware infection.

Company-installed apps are there for a reason and it’s usually for cybersecurity and business continuity. These should not be turned off unless given express permission by your supervisor or company’s IT team

How Secure Is the Device You Use to Work from Home?

Whether you’re working remotely and worried about causing a data breach or are a business owner with multiple remote team members to secure, device protection is important. Schedule a device security checkup today.


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This Article has been Republished with Permission from The Technology Press.